Category: BANKING

Top-Rated High-Yield Savings Accounts

I remember when the best high interest savings accounts offered annual returns of more than 5%. These days are long gone. But… they’re making a comeback! According to FDIC and , the national average saving rate is a pitiful 0.33%. The best high-interest saving accounts are currently paying more than 20 times what the national average is! Due to the low […]

Top 2023 Money Market Accounts

Money market accounts aren’t getting much attention these days, and that’s understandable. According to recent figures from the Federal Deposit Insurance Corporation, the average rate for money market accounts and savings accounts is currently 0.33%. There are still a few banks that offer money market account interest rates that rival certificates of deposit. Money market accounts, unlike CDs […]

Top 8 Savings Accounts for 2023

The best savings accounts are no longer offered by brick-and mortar institutions. Many online banks and fintech firms offer savings accounts that have lower or no fees, and they also offer interest rates that are competitive with other institutions. Do you not believe me? You’ll find out that Chase and Wells Fargo offer a pitiful.15% on their regular saving […]

Insights and Statistics on Personal Finance

“Numbers don’t lie” is a phrase that’s heard a lot. What does this tell us about the personal finance situation in the USA? We’ve prepared an analysis of personal financial facts and statistics that will help you to understand where you stand in relation to other Americans. Our analysis doesn’t aim to make you insecure. It’s more about […]

Top Bank CD Rates for 2023

CDs are similar to Online Savings Accounts and Money Market Accounts, in that they offer great returns without risk. CDs are different because they “lock up” your money for a specific period of time. You’ll be charged a fee if you want to access your money before the end of the term. Even though CDs have less liquidity than regular […]

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