Category: BANKING

I remember when the best high interest savings accounts offered annual returns of more than 5%. These days are long gone. But… they’re making a comeback! According to FDIC and , the national average saving rate is a pitiful 0.33%. The best high-interest saving accounts are currently paying more than 20 times what the national average is! Due to the low […]

You may be surprised at how quickly interest rates have risen in recent months. You should seriously consider alternatives if you are currently holding money at a bank which pays 0.0-something per cent. We’re going provide you with 11 of the top online banks that pay higher interest rates than “traditional” banks. We’ll start by giving you a […]

Money market accounts aren’t getting much attention these days, and that’s understandable. According to recent figures from the Federal Deposit Insurance Corporation, the average rate for money market accounts and savings accounts is currently 0.33%. There are still a few banks that offer money market account interest rates that rival certificates of deposit. Money market accounts, unlike CDs […]

The best savings accounts are no longer offered by brick-and mortar institutions. Many online banks and fintech firms offer savings accounts that have lower or no fees, and they also offer interest rates that are competitive with other institutions. Do you not believe me? You’ll find out that Chase and Wells Fargo offer a pitiful.15% on their regular saving […]

Small business owners can keep their personal and business funds separate with a business checking account. You need a checking or savings account to keep track of your bills and invoices, no matter what type of business you run. A checking account is also required to receive and deposit payments made by clients or customers. You […]

Did you know that the average bank pays.06% interest on its savings accounts? It’s crazy enough that the average bank pays.06% interest on their savings accounts. My bank pays a fraction of ….the average interest rate on savings, or.01%. My bank (U.S. Bank), has paid a paltry interest rate for many years. My bank is hating me. You […]

“Numbers don’t lie” is a phrase that’s heard a lot. What does this tell us about the personal finance situation in the USA? We’ve prepared an analysis of personal financial facts and statistics that will help you to understand where you stand in relation to other Americans. Our analysis doesn’t aim to make you insecure. It’s more about […]

The Greenlight Debit Card, a prepaid card for teens that allows them to easily and securely manage their spending. This app gives parents peace of mind that their teenager’s purchases will be monitored. They can set budgets and limits, track purchases in real time, receive notifications of purchases, and have discussions about budgeting. It also […]

CDs are similar to Online Savings Accounts and Money Market Accounts, in that they offer great returns without risk. CDs are different because they “lock up” your money for a specific period of time. You’ll be charged a fee if you want to access your money before the end of the term. Even though CDs have less liquidity than regular […]

You can earn the best bank bonuses in 2021 by opening a new checking account. You may as well get a bonus if you are going to open a Checking Account. This guide will highlight the best bank bonuses and which customers each bonus is most suitable for. It is important to act quickly, as the best […]